Grace Funding Solutions | Faster Funding. More Options.
⚡ Faster Funding. More Options.

Commercial Funding Built for Business Owners

Access commercial loan options from multiple lenders with one simple application. Designed for business owners who want straightforward answers and timely decisions.

12+

Loan Programs Available

1 App

Single Application Process

25+

Years Providing Services

Fast.

Timely Funding Decisions

Commercial Loan Programs for Business Needs

Financing should be straightforward, not overwhelming.

We provide access to multiple commercial loan programs.

Click any program to learn more.

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Business Term Loans

Flexible funding for established businesses needing capital for expansion, improvements, or operational needs.

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Business Lines of Credit

Revolving access to working capital for managing cash flow, covering expenses, or supporting day-to-day operations.

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SBA Loans

Government-backed programs offering competitive rates and longer terms for qualified small businesses.

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Equipment Financing

Funding to purchase, upgrade, or replace essential machinery, vehicles, or tools without disrupting cash flow.

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Invoice Financing

Convert outstanding invoices into immediate working capital without waiting 30, 60, or 90 days for payment.

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DSCR Loans

Real estate investor loans qualifying based on property income rather than personal income documentation.

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Fix & Flip Loans

Short-term financing for real estate investors purchasing and renovating properties for resale.

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Asset-Based Lending

Loans secured by business assets including inventory, accounts receivable, equipment, or real estate.

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Bridge Loans

Short-term financing to bridge the gap between immediate capital needs and longer-term funding arrangements.

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Apartment Lending

Financing for multifamily residential properties including acquisition, refinancing, and value-add projects.

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USDA B&I Loans

USDA Business & Industry guaranteed loans supporting rural businesses with competitive government-backed terms.

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MCA Alternatives

Healthier alternatives to merchant cash advances with transparent terms, better rates, and sustainable repayment.

Simple. Transparent. Fast.

From application to funding, we keep every step clear and straightforward for business owners.

1

Submit One Application

Complete a single, simple application giving us everything needed to match you with the right lender options.

2

Review Your Options

We present loan options from our lender network with clear terms, rates, and timelines so you can compare easily.

3

Choose Your Program

Select the financing solution that best fits your business goals — no pressure, no hidden surprises.

4

Get Funded

Once approved, we guide you through closing so funds reach your business quickly and efficiently.

Frequently Asked Questions

Business financing can feel complex, but it doesn't have to be. Clear, straightforward answers to the questions business owners ask most.

Application & Timeline

Timelines vary by loan type and lender. Some working-capital programs fund quickly, while products like SBA loans require more documentation and take longer. We guide you through each step so expectations are clear from the start.
Approval depends on the loan program and the information provided. Some programs offer quicker decisions, while others require formal underwriting. We'll help you understand what to expect during your review.
No. Different lenders have different requirements. Since we work with multiple programs, we help match you with the options that best align with your credit profile and business needs.
Yes. Depending on your business goals and qualifications, we may identify multiple programs that fit your needs. We'll review your situation and present all viable options clearly before you commit to anything.

Requirements & Documentation

While every program is different, common documentation may include:
  • Government-issued identification
  • Recent Two (2) Years Personal Federal Tax Returns (ALL PAGES)
  • Recent Two (2) Years Business Federal Tax Returns (ALL PAGES)
  • Personal Financial Statement (Attached)
  • Current Business Balance Sheet
  • Year-End Profit & Loss Statement (2022)
  • Interim Profit & Loss Statement through March 31, 2023
  • Resume of Experience
  • Copies of Notes for High Interest Loans
  • Detailed Use of Proceeds for Working Capital
  • Three (3) Months Business Bank Statements (ALL PAGES)
  • Equipment quotes (if applicable)
  • Property details (for real estate-based loans)
  • Completed Financing Application
We'll outline exactly what is needed for your specific loan type.
We learn about your goals, business operations, and timeline, then recommend the programs that best fit your needs. Clear, structured guidance is part of our process — you'll never be left to figure it out alone.
Requirements vary by program. Some lenders have minimum time-in-business thresholds, while others offer options for newer businesses. When you apply, we identify which programs are available based on where your business currently stands.
There is no cost to submit an application or review your options. We'll walk you through every step clearly, and any applicable fees will always be disclosed upfront before you make any commitment.

Application for Funding

Access commercial loan options from multiple lenders with one simple application. Designed for business owners who want straightforward answers and timely decisions.

One application — multiple lender options reviewed on your behalf

No obligation to accept any offer that is presented to you

Clear terms with straightforward guidance at every step

Dedicated point of contact throughout the entire process

Forms

Start Your Application